No generation has more money at their disposal, with more pressure to spend it than those born into the 21st century. The challenge for you as a parent is to educate your children about money; its value and the values of restraint and responsibility that must come with it.

If parents do not step in, your child's peers and the media will. And they will learn the worst things about money: That clothes and gadgets are who they are, video games and allowances are their birthright, and credit cards will satisfy all their whims and fancies.

In short, if your children grow up not knowing the value of money, they will lose control and spiral into money troubles as an adult.

So what should your child know about money?

The early years are crucial. You’ll be amazed how quick kids as young as four can pick up rudimentary money recognition skills. They will if you let them, because before the age of 8, they should grasp:

Whether you are a working or stay at home mum, the safety of your child will always be your top piority. You may worry when your daughter is making her way to and from school every day? Or if your son has reached the library safely?

SingTel Locator might just be the solution for you to give you that peace of mind in always knowing where your loved ones are anytime, anywhere.

Locator is a Value-Added Service (VAS) by SingTel Mobile that lets you know the vicinity of where your loved ones are, without the need to call them.  It is an innovative service that conveniently allows you to locate your child via your mobile phone. Information about your child’s location will then be displayed on a map on your mobile phone with accuracy from 50m to 500m. Best of all, this service is made even more affordable with $0 data charge!

For only $5.35/month, you can enjoy the following entitlements:

What is creativity? What does it have to do with our behaviour and how we live? How does it affect us?

By the very nature of our existence, we are creative. Picture creativity as a current—similar to electricity, and that current is wired up and connected to each and every one of us. It is an enormous current, but because we don’t feel it, we are mostly unaware of its existence.

When we make something e.g. a painting, a cake, a house—even a sandcastle–we are told we are being creative. Most of us believe that some people are more creative than others, and become artists of some kind, but that is confusing talent with creativity. The current of creativity is the same in all of us. The child gives us the perfect example of this creativity in their play. Play is the tool by which the child learns of themselves and the world. The child’s play is always creative, as they need, in some way, to invent what it is they wish to comprehend.

They say our children are our precious gems and for parents, playing a significant part in our children’s growing-up years is a priceless experience that can’t be traded for the world.

But as much as you want to spend more time with them, you know you can’t. You’re at work, they’re at school; you want them to come home for dinner, they want to go out and play with friends – life’s commitments and social activities are increasingly keeping parent and children away from each other.

Thanks to SingTel’s RedPAC Supplementary Plan, staying in touch with your children is all but a call or SMS away. RedPAC is specially designed for parent-child usage, and is the first mobile plan in Singapore that lets you share talktime and SMSes with your loved one.