Find Tuition/Enrichment Centres

How to Uncover Your Child’s Smarts and Nurture Them

Submitted by

If crystal balls work, we’re sure you’ll be curious to peer into one to find out what Junior be when he/she grows up, right?

Traditionally in Korea, a special event known as a toljabee is held during a child’s first birthday to give parents a glimpse, albeit tongue-in-cheek, of their offspring’s future. The child will be seated before a table laid out with various objects and egged on by eager parents and relatives to pick something from the fray. Koreans believe that the first item picked foretells the child’s future, so if a stethoscope is picked, the child will become a doctor; a soccer ball may indicate a future athlete.

Customs and rituals aside, the toljabee significantly represents every parent’s wish to secure a bright future for their child. Today, there is a more formalised method of identifying your child’s natural gifts/talents. Wether you’re interested to find out if your child is more an analytical person, musically inclined or an inquisitive discoverer, you can identify your child’s intelligences and nurture them in two simple steps with UOB’s new KidSmart Programme.


Well-recognised around the world and utilised by many schools in Singapore, MIDASTM (Multiple Intelligence Developmental Scales) is one of the best tools you can find to help you uncover your child’s unique combination of smarts – intelligences – and gain a deeper appreciation of what your child’s capabilities may be.

According to Bruce Campbell, author of Multiple Intelligences and Student Achievement: “(The) MIDASTM materials succeed further than anything else available at providing insight and understanding of a profile of an individual’s intelligences.”


This aptitude assessment tool is based on the Multiple Intelligences (MI) theory developed by Professor Howard Gardner and basically scores your child on the following eight Multiple Intelligences:

  • Word Smart (Linguistic)
    To think in words and to use language to express and understand complex meanings.
  • Body Smart (Kinesthetic)
    To think in movement and to use the body in skilled and meaningful ways for expressive and goal-directed activities.
  • Self Smart (Intrapersonal)

To think about and understand oneself.

  • Logic Smart (Logical-Mathematical)
    To think of cause and effect connections, and to understand relationships of actions, objects or ideas.
  • Picture Smart (Spatial)
    To think in pictures and to perceive the visual world accurately.
  • Music Smart (Musical)
    To think in sounds, rhythms, melodies and rhymes.
  • People Smart (Interpersonal)
    To think about and understand others.
  • Nature Smart (Naturalist)
    To understand the natural world including plants, animals and scientific studies.

Don’t be surprised to learn that everyone actually possesses all of the above intelligences. The only difference among individuals is the degree of each intelligence one displays.

To take a leaf from the Ministry of Education’s push for a well-rounded education for kids, parents need not fret if your child does not score all A’s in his/her school subjects. Rather than just examination grades, it is equally important to emphasise values and non-academic learning, as well as nurture your child’s unique strengths and aptitudes.



After learning what makes your child tick, choose from UOB’s enrichment course partners to set your child towards the bright future he/she deserves. Knowing your child’s smarts makes it easier to identify the right kind of enrichment to send them and help make learning more tailored to their learning styles to prepare them for the future.

Tertiary education may be a milestone that seems a long way off at this point, but it is certainly not too early to start planning for the future. After all, the costs of raising a child in Singapore up to university age can be exorbitant and you will need to make sure you can afford it.

Just to give you an idea of the sums:

  • Tuition fees at NUS or NTU today works out to approximately S$27,560 per annum and would increase to about S$38,000 in about 20 years’ time, according to this document.
  • Estimated costs to study Arts & Humanities at the University of Oxford is £34,066 – £46,841 per year in 2016/2017 according to here and here.
  • Estimated costs of sending your child to Harvard is US$66,990 to US$72,100 49,070 per year in 2016/2017, according to here.

UOB offers a range of savings solutions to help you meet your child’s aspirations. Find one that will help you prepare for your child’s future today.

Nurture your child’s potential with UOB’s KidSmart Programme today

The KidSmart Programme is exclusively designed by UOB to help parents discover and plan for their child’s true potential. You can now discover your child’s unique smarts with the MIDASTM tool, which is suitable for young children age 3 years old and above and  have an idea of the areas you can nurture these smarts.

  • Questions may be answered by you (based on your parental assessment of your child) or by your child.
  • The abridged test results will be made available immediately upon completion of the test.
  • For parents interested to identify specific skills and attributes of each smart and how you can further develop them, you can take the full version of the MIDAS™ tool (worth S$90) by speaking to a UOB banker.

Visit to try out the abridged version of the MIDASTM test now!

Find Tuition/Enrichment Centres