My eldest son now is 20. Some of you may have known roughly what kind of boy he is, basically someone who didn't pay attention to study from baby to around Aug of the year when he took his O levels when he 开窍 around that time and studied for a few weeks to turn around his results from prelim of 30+ ...

1st time i hear about "stench" from netherworld...thot it's usually via sight, touch, sound? Got 'smell'... My recently passed away best friend came visited me. While I walked out of my bedroom, I felt a gentle brush of wind (like someone passed by). In that brush, I smelt my best friend's perfume....

Long-term friend called crying, talking about divorce, common issue of 'Small Three'. Two primary school kids. A housewife. Tried to get myself 'updated' with divorce and cost and found the below quite useful info for 'straight forward' case (friend's case likely to be straight forward as her husban...

this retirement calculator is one of the more informative ones that I ve found:


http://office.microsoft.com/en-us/templ ... 22385.aspx

I just enrolled by 65 year old mum from Minimum Sum to CPF Life Standard. Now her monthly payout is SGD705. For the next 30 years the Total amount payout to her will be: SGD705x12x30 = SGD253800 To me is a good return. :wink: Now if anything happens to me her basic essential needs will be taken car...

With the current cost of living, a fair number of Singaporeans can expect to be happily retired. Maybe by the age of, say, 162. Now there’s any number of external causes you can blame for that: inflation, growing household debt, inadequate pension plan, etc. But some of the causes are self-inflicted...

But that person could be feeding a family of 4. So $6K income only $1500 lifestyle At retirement, assume no need to provide for grown up children, then is $3.5k reasonable for an aged couple? And that $3.5k if present value or future value? My understanding of retirement income: Usually on average ...

Thanks for sharing. Does one really need to spend $3,500 per month when you are retired, if you don't need to pay for your kids' expenses? If you spend less than $3,500, surely $600k is sufficient to last more than 15 years? Also, can many live up to 85 years and above? I am doubtful unless you are...

But how to plan for retirement at this time? Now everything so high, properties & shares all time peak Say if buy property for passive income but skali downturn, stuck with big loan & paper loss Buy shares capital loss Discussed with my kiasi friends. We all understand NPV, compounding interest, RO...

insider, you are spot-on. One has to plan for retirement the moment he/she starts working. scary but true. I tend to believe for parents who do not have the ability to do retirement planning, their child/children may have a higher probability of not knowing how to do so too (not always but higher p...