Search found 32 matches

by gremlin_loh
Sun Apr 14, 2013 5:28 pm
Forum: Money Matters
Topic: Tx funds from CPF O.A to S.A vs spouse's S.A vs home payment
Replies: 9
Views: 3299

Re: Tx funds from CPF O.A to S.A vs spouse's S.A vs home pay

Does anyone know when is the best time of the year to make lump sum payments to HDB from the CPF O.A? Meaning before HDB charges the interest for the home but after CPF dispense the interest into our O.A. Can the timing even be calculated? Sorry if I worded the question weirdly or if it sounds stupi...
by gremlin_loh
Sat Apr 06, 2013 11:32 pm
Forum: Money Matters
Topic: Tx funds from CPF O.A to S.A vs spouse's S.A vs home payment
Replies: 9
Views: 3299

Re: Tx funds from CPF O.A to S.A vs spouse's S.A vs home pay

Hi Papaya, sorry to hear that and your rationale is valid. I agree that life is unpredictable, but I personally dun make decisions that way. We are well covered with insurances in the event of unfortunate demises but I will still pay off my loans ASAP. Insurances are things you hope you will never n...
by gremlin_loh
Sat Apr 06, 2013 1:27 am
Forum: Money Matters
Topic: Tx funds from CPF O.A to S.A vs spouse's S.A vs home payment
Replies: 9
Views: 3299

Re: Tx funds from CPF O.A to S.A vs spouse's S.A vs home pay

Thank you all, really opened up my eyes to all the various options!
by gremlin_loh
Wed Apr 03, 2013 9:15 pm
Forum: Money Matters
Topic: Tx funds from CPF O.A to S.A vs spouse's S.A vs home payment
Replies: 9
Views: 3299

Re: Tx funds from CPF O.A to S.A vs spouse's S.A vs home pay

Those were my initial thoughts too, got swayed by the higher interest rates in the SA account. Thanks for the affirmation and sound advice guys.
by gremlin_loh
Wed Apr 03, 2013 5:36 pm
Forum: Money Matters
Topic: Tx funds from CPF O.A to S.A vs spouse's S.A vs home payment
Replies: 9
Views: 3299

Tx funds from CPF O.A to S.A vs spouse's S.A vs home payment

Like to seek advice from finance gurus out there. After setting aside a buffer for HDB loan payments in the event of unemployment I am left with a balance in my CPF O.A. annually. Should I transfer this balance to: 1. My S.A account to enjoy 4% interest instead of 2.5% in O.A. 2. My spouse's S.A acc...
by gremlin_loh
Mon Feb 04, 2013 5:38 am
Forum: English
Topic: All About Getting Help for Students Weak in English
Replies: 411
Views: 110773

Re: Unable to read english well for P1

Thanks for all the advice. Was assured by ICR that they did a lot more than drawing during classes, but if the worksheets brought back after classes are the drawing ones only, how am I able to continue the revisions at home? Ya, the native teachers only teach a certain level onwards. Morris Allen us...
by gremlin_loh
Sun Feb 03, 2013 11:02 pm
Forum: English
Topic: All About Getting Help for Students Weak in English
Replies: 411
Views: 110773

Re: Unable to read english well for P1

Hi parents, I need advise, called up Creative Horizons and learnt that in order for my son who is in P1 to enrol, he needs to go through an entry test. He has to read the qns himself and answer it. Problem is that he's bad in reading!! He was with ICR for nearly 3 years and still quite bad, so I ne...
by gremlin_loh
Sun Feb 03, 2013 12:38 am
Forum: English
Topic: I Can Read - Discussion
Replies: 955
Views: 330156

I Can Read (Thinking & Creative Skills/TCS level)

Dear KSparents, Like to seek your advice. Enrolled my K1 boy into ICR and was told that TCS level would better suit him as he is still quite weak and have probs with alphabets. However I realized from the worksheets he brought back that he has been doing a lot of drawing, art like work. Just puzzled...
by gremlin_loh
Thu Jan 31, 2013 10:16 am
Forum: Brain Training & Thinking Skills
Topic: Programmes that help kids in concentration?
Replies: 9
Views: 5584

Re: Programmes that help kids in concentration?

sweetjam wrote:Maybe the child has ADD. Seek professional help from KKH or NUH child development unit.
No ADD la, all these assessed by our Paediatrians already. Just need getting used to time table.
by gremlin_loh
Thu Jan 31, 2013 10:07 am
Forum: Mathematics
Topic: All About Abacus Training
Replies: 438
Views: 287672

Re: All About Abacus Training

Hi Does anyone have feedback on CMA Yew Tee/Bukit Batok/Bt Panjang? I stay at CCK. Any recommendations on teachers would be appreciated.:) My 2 boys just joined the Bukit Panjang branch. So far so good. The teachers are quite encouraging, tells me the boys did well, but need to improve at certain a...