Search found 695 matches

by hercules
Wed Oct 09, 2019 12:03 pm
Forum: Primary 3
Topic: Q&A - P3 Science
Replies: 1637
Views: 375059

Re: Q&A - P3 Science

Hi zac's mum Appreciate your hard efforts and your generosity in sharing. I printed out the first about 12 questions of each topic for my GN to practise over the weekends (12 questions probably will be the optimal for her in terms 'bite size' for her stamina and mental capacity). I am looking at a s...
by hercules
Thu Oct 03, 2019 8:53 am
Forum: Primary 3
Topic: P3 Exams
Replies: 224
Views: 59990

Re: P3 Exams

Read about concerns of some parents of some difficult questions of PSLE math. My take is it will just be a feature of PSLE that will not be removed. My P3 grand niece asked me to help her with 5 questions, all on supposition, apparently teacher wants to prepare her students for the coming exam. My G...
by hercules
Tue Oct 01, 2019 4:54 pm
Forum: Money Matters
Topic: How much is enough for retirement in Singapore?
Replies: 1408
Views: 150417

Re: How much is enough for retirement in Singapore?

Duplicate. Deleted.
by hercules
Tue Oct 01, 2019 4:53 pm
Forum: Money Matters
Topic: How much is enough for retirement in Singapore?
Replies: 1408
Views: 150417

Re: How much is enough for retirement in Singapore?

Maybe can consider spending a few years of my retirement later like this:

https://www.youtube.com/watch?v=-dWFKp-bJtk
by hercules
Tue Oct 01, 2019 4:16 pm
Forum: Money Matters
Topic: How much is enough for retirement in Singapore?
Replies: 1408
Views: 150417

Re: How much is enough for retirement in Singapore?

Unless really got money to risk, then not really worthwhile to buy a property for a 3 or 4 years study. I calculated before when my son was in Cambridge. Rented a studio apartment of about 500+ sq ft in a convenient location at about 600 odd pounds. That time pound exchange rate was 2ish to 1 SGD (n...
by hercules
Sat Sep 28, 2019 10:57 pm
Forum: Money Matters
Topic: How much is enough for retirement in Singapore?
Replies: 1408
Views: 150417

Re: How much is enough for retirement in Singapore?

My family also practiced the 孔融让梨 . 1 drumstick will go into my mum's bowl and the other one always goes into my youngest brother's bowl. :lol: Huh? You have $2mil-$3mil worth of annuity plans yet you don't have money to send the other one overseas? Actually, I thought you would ask your kids to ta...
by hercules
Sat Sep 28, 2019 9:04 pm
Forum: Money Matters
Topic: How much is enough for retirement in Singapore?
Replies: 1408
Views: 150417

Re: How much is enough for retirement in Singapore?

Believe that so long as they grow up sensibly, they will not squabble over the difference between what each is/is not given. As I have told kids, everybody is different and will walk their own path. They should chart their own path, not focus on what we give them. I have never put this fair and unf...
by hercules
Sat Sep 28, 2019 7:47 pm
Forum: Money Matters
Topic: cheapest place to buy tena adult diapers
Replies: 35
Views: 31739

Re: cheapest place to buy tena adult diapers

Am looking for the cheapest adult diaper. Appreciate advice, pls. Thank you. Last time I used to buy in cartons from Tong Hai Dept Store (ang mo kio) as during that time this seemed to be the cheapest. Now my friend said all almost like similar prices (difference of less than $0.50 / pc, eg Tena Pl...
by hercules
Sat Sep 28, 2019 3:11 pm
Forum: Money Matters
Topic: How much is enough for retirement in Singapore?
Replies: 1408
Views: 150417

Re: How much is enough for retirement in Singapore?

499,800 with a 4.75% return gives u 23,740/annum which is 1,978/mth. With the policy, it only gives 1,470/mth. The missing bits is probably the management fee paid. A direct investment into DBS, UOB also gives a dividend yield of 4.8%, with no management fee needed and shares are deposited into CDP...