Allowable vs disallowable Medical claim

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Allowable vs disallowable Medical claim

Postby Jennifer » Fri Mar 21, 2014 11:59 am

Hope to get some info on the types of allowable and disallowable medical claims usu. practised in Sg companies, whether MNC or local or SME.

Esp need to know if an employee underwent laser eyesight correction, pays for the procedures on his own, what about the subsequent doctors visits, the eyedrops prescribed, etc?

Does MOM hv a link on the basic medical coverage?

TIA your inputs.

Jennifer
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Re: Allowable vs disallowable Medical claim

Postby Dreamgear » Fri Mar 21, 2014 12:36 pm

That is considered cosmetic. Precedure, pre and post visits are non claimable. Actually you can refer to medishield guidelines, more or less there

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Re: Allowable vs disallowable Medical claim

Postby Jennifer » Fri Mar 21, 2014 1:34 pm

Dreamgear wrote:That is considered cosmetic. Precedure, pre and post visits are non claimable. Actually you can refer to medishield guidelines, more or less there


:thankyou: for your input.

I remember my past employment benefits do not cover cosmetic related procedures, not even dental polishing.

Not sure about the latest package, hence asking ard.

I could not find Medishield guidelines relating to medical expenses, seem to be mostly on hospitalised, surgical, outpatient treatments.

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Re: Allowable vs disallowable Medical claim

Postby lynntan15 » Fri Mar 21, 2014 2:15 pm

U can refer to the following website.

http://www.iras.gov.sg/irashome/Busines ... l_expenses

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Re: Allowable vs disallowable Medical claim

Postby lynntan15 » Fri Mar 21, 2014 2:18 pm

Jennifer wrote:Does MOM hv a link on the basic medical coverage?

think there is no basic medical coverage. It all depends on company's policy. Most will allowed GP medical claims.

When I saw Allowable/Disallowable, the first thing that come to my mind is Income Tax.. :oops: :oops: :oops: :oops:

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Re: Allowable vs disallowable Medical claim

Postby Jennifer » Fri Mar 21, 2014 4:26 pm

lynntan15 wrote:
Jennifer wrote:Does MOM hv a link on the basic medical coverage?

think there is no basic medical coverage. It all depends on company's policy. Most will allowed GP medical claims.

When I saw Allowable/Disallowable, the first thing that come to my mind is Income Tax.. :oops: :oops: :oops: :oops:


:lol:

think should be the same. If income tax dun allow, companies also dun allow. Else allow, yet cant claim as expenses in income tax, companies lose out :lol:

I checked the IRAS website, not very specific hor? I guess really up to company policy.

Can share what your company allows to reimburse?

Jennifer
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Re: Allowable vs disallowable Medical claim

Postby limlim » Fri Mar 21, 2014 4:47 pm

Ask your insurance agent lor.. they shd be quite clear on medishield and related stuff, market practices on claimable or not claimable etc..

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Re: Allowable vs disallowable Medical claim

Postby Jennifer » Fri Mar 21, 2014 6:11 pm

limlim wrote:Ask your insurance agent lor.. they shd be quite clear on medishield and related stuff, market practices on claimable or not claimable etc..


But I like to know about company staff medical benefits, not Medishield, etc.

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Re: Allowable vs disallowable Medical claim

Postby Funz » Fri Mar 21, 2014 6:36 pm

Then gotta check with the company and the insurance that they bought for the staff. Within the company coverage for each scale of staff may be different as well.

Previous company have allowable claims up to $X and it covers dental works and optical and prescription glasses. Another company covers prenatal care. So each company may differ.

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Re: Allowable vs disallowable Medical claim

Postby zbear » Sat Mar 22, 2014 9:53 am

Jennifer wrote:But I like to know about company staff medical benefits, not Medishield, etc.



Not every company will have the same type of medical benefits. Best to check with the HR of the company.

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