Correct.starlight1968sg wrote: ↑Sat Dec 07, 2019 9:29 am'as charged' shield plans do not mean you do not need to pay a single cent. You still hv to pay the deductible and the co-pay portion. A rider helps to settle these items.
Pardon me if am wrong.
Basic shield plan “as charged” is still subject to deductibles and co-insurance.
Riders on the basic plan, cover the deductibles and co-insurance.
No co payment necessary if you have been on the full rider before some time in 2018.