How about renting a room first until your divorce is finalised? Or stay with your parents/siblings?troubled mummy wrote:Thanks to the 2 replies. I do not qualify for legal aid. As for kid, I am still able to cope with her.
If I file for a divorce now, I cannot get a flat and I need a roof for the both of us.
And hdb will get back the flat at a very low value.
Also as a bankrupt status, I cant get a bank housing loan. Hdb loan is not sufficient to pay for a new flat. Also I have to wait for 2.5yrs before I can get a new flat and a resale levy of 25k cash to pay.
Is there rreally no other way
Try buying a new flat with your parents?
Secure the custody of your child.
Resale levy should be jointly paid by your spouse and you no?
Within three years from the date of the divorce, only one party in the divorce can own one of the following housing units:
a flat bought directly from the HDB
a DBSS flat / EC bought directly from a private developer
a resale flat bought from open market under the CPF Housing Grant Scheme
If you have an existing matrimonial home, which is one of the above, and that home is retained by your ex-spouse, you may apply to buy or be listed as an essential occupier in any of the above housing unit only three years after your date of divorce.
However, this three-year wait out period will not apply if you are buying any of the above homes with your parents or a new spouse, or if you are buying a resale flat from the open market without the CPF Housing Grant.
If there is no matrimonial home or the matrimonial home was bought from the open market without any CPF Housing Grant, you may apply for any of the above housing units after you get your ex-spouse's consent not to own or be listed as an essential occupier in any of the above housing units within the three-year period from the date of divorce.
The requirement for ex-spouse's consent is waived if you are buying any of the above housing units with your parents or a new spouse or if you are buying a resale flat from the open market without the CPF Housing Grant.
The requirement to seek ex-spouse's consent during the three-year period from the date of divorce is also waived if you meet the following conditions:
All your children are below 18 years old at the date of divorce; and
You have the legal custody of all your children and are also the only parent with the care and control of all your children.