Which is your most preferred credit card?

With rising costs and increased learning needs, financing our children's education is no longer a simple walk in the park. Discuss with other parents about how they are managing their finances to cope with their expenses.
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rong50
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Re: Which is your most preferred credit card?

Post by rong50 » Wed Mar 06, 2019 1:46 pm

mine is OCBC

Goips
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Re: Which is your most preferred credit card?

Post by Goips » Mon Mar 25, 2019 5:10 pm

I have a Citybank Credit Card for some time, I really like its functionality. It is associated with a large number of restaurants.

Sheena8
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Re: Which is your most preferred credit card?

Post by Sheena8 » Wed Mar 27, 2019 11:00 am

UOB Preferred Platinum Card, perfect for Online shopping, food, entertainment + contactless payment

mondecoinmetier
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Re: Which is your most preferred credit card?

Post by mondecoinmetier » Mon Jun 24, 2019 9:19 pm

I prefer Citibank SMRT. You can actually see the rebates coming back. I shop at Sheng Siong frequently and many times they say I got points to deduct. Unlike UOB one card, I use so many times only have to wait to see the rebates on quarterly basis.

Vince19
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Re: Which is your most preferred credit card?

Post by Vince19 » Tue Jun 25, 2019 10:57 am

Citibank is good.. I've been using it for quite a while now. No complains so far


cherrygal
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Re: Which is your most preferred credit card?

Post by cherrygal » Wed Oct 09, 2019 3:04 pm

Hi
Do u give debit/credit cards to your teen when they go for overseas school trips?

Kid is asking me for a Youtrip mastercard. There is an e-wallet I can top up. Not sure if it's a good idea. I thought cash would be sufficient. Can borrow fr teachers if urgent.

Appreciate your views and advice.

Coolkidsrock2
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Re: Which is your most preferred credit card?

Post by Coolkidsrock2 » Thu Oct 10, 2019 12:36 am

I gave DD a couple of global wallets when she went for internship overseas. She managed the FX conversions based on her assessments of market views.

Payments are through the debit card.

Also gave her credit cards but conversion rates for global wallets seem to be more competitive.

Youtrip rates are almost similar to money changers. But application time is longer than setting up accounts for global wallets so please ensure to give them sufficient turnaround time.

If I remember correctly, Youtrip account/debit card expires after 1 year dormancy.

Coolkidsrock2
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Re: Which is your most preferred credit card?

Post by Coolkidsrock2 » Thu Oct 10, 2019 12:57 am

cherrygal wrote:
Wed Oct 09, 2019 3:04 pm
Hi
Do u give debit/credit cards to your teen when they go for overseas school trips?

Kid is asking me for a Youtrip mastercard. There is an e-wallet I can top up. Not sure if it's a good idea. I thought cash would be sufficient. Can borrow fr teachers if urgent.

Appreciate your views and advice.
If the trip is short, cash is usually sufficient.

And there may be limited things to buy for some countries.

If it is a longer trip or where there is likely more opportunities for spending, then you may wish to give the debit/credit card as contingent.

cherrygal
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Re: Which is your most preferred credit card?

Post by cherrygal » Thu Oct 10, 2019 8:02 am

Thank you Coolkidsrock2 for your kind response.

EstherP
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Re: Which is your most preferred credit card?

Post by EstherP » Fri Oct 18, 2019 8:35 am

I have HSBC and Citibank for my credit card. I have my cc for more than six years now and so far I have not encountered any problems using or unexplainable transactions made without my consent. It really pays to have a credit card especially during the times you run out of cash.

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