Domestic Helper Insurance

With most families being dual-income-with-kids, outsourcing home cleaning and home economics to domestic helpers is almost a way of life for Singaporeans. Come in and discuss issues pertaining to maids and home management.

Domestic Helper Insurance

Postby elle_yv@hotmail.com » Wed Sep 21, 2011 1:39 pm

Hi all,

My domestic helper workpermit is due for renewal.

Can check which insurance agency for domestic helper insurance that employer here purchased for their domestic helper?

Any recommendation on good and reliable insurance agency?

Thx

elle_yv@hotmail.com
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Re: Domestic Helper Insurance

Postby peapot » Fri Sep 23, 2011 8:38 am

I think most of the insurance companies offer similar plan for maids. Just a matter of comparing prices.

peapot
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Re: Domestic Helper Insurance

Postby elle_yv@hotmail.com » Fri Sep 23, 2011 11:23 am

Agree with you.

Consider now whether to purchase from NTUC or AIA.

elle_yv@hotmail.com
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Re: Domestic Helper Insurance

Postby UncleLim » Sun Sep 25, 2011 3:53 pm

I signed up with NTUC over the phone.

UncleLim
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Re: Domestic Helper Insurance

Postby mng_kl » Fri Oct 21, 2011 3:50 pm

I just signed up with MSIG... much better than China Taiping (that most maid agency is using now).

mng_kl
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Re: Domestic Helper Insurance

Postby MMM » Fri Oct 21, 2011 3:59 pm

I got AIA. As my maid has been with us for 5 years now. I didn't sign up for the bond protection. instead I sign up for the mid range plan for her. So that if anything happens, there are better protection.

MMM
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Re: Domestic Helper Insurance

Postby mng_kl » Fri Oct 21, 2011 4:32 pm

oh... AIA... I saw their quotes... v expensive...

MMM, you bought Executive plan for your FDW?

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Re: Domestic Helper Insurance

Postby MMM » Fri Oct 21, 2011 6:07 pm

I can't remember which. There are 3 plans. I choose the mid range. My bil who is also the AIA agent said he bought that for his maid as well. He actually made some claims against it.

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Re: Domestic Helper Insurance

Postby carebear » Fri Oct 21, 2011 6:20 pm

mng_kl wrote:oh... AIA... I saw their quotes... v expensive...

MMM, you bought Executive plan for your FDW?


Agree with you that AIA is rather expensive but their cover is comprehensive.
I wanted to buy from them but they don't entertain phone call sales and asked me to buy from maid agency.
But the 2 maid agencies were not updated with their facts.
They insisted that I could only renew the WP exactly 1 month before they work permit expires and that the new WP will start on the day of application for 2 years which they say would mean the WP will expire earlier if you renew earlier.
This is not true as I have checked with MOM.
NTUC from which i bought the insurance was knowledgeable and efficient and I bought the insurance over the phone and could renew the work permit the very next day!

If you look at NTUC, it is comparable to AIA.
There is a rider which you can choose to top up if you feel that hospitalisation coverage is insufficient.
I will top up when maid comes back from home leave.

carebear
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